Savings plan estimator

See how your savings could add up. This tool can give you an idea of the portion of college costs your contributions could cover based on your child’s age and how much you plan to save. Then try different scenarios by clearing your information and starting again.

529 fact

Remember: You can get started with any dollar amount, and you don’t have to cover 100% of the costs yourself. Use our gifting feature to request and receive contributions from loved ones. Every bit makes a difference.

This calculator assumes a 6% annual investment return and a 5% annual tuition growth, compounded annually. Annual contribution will assume the sum of 52 weekly contributions and will be calculated at the start of the year, not the end. Interest calculations will consider the full year of contributions. Total tuition is the adjusted tuition rate, summed for the total number of years specified by the college type (e.g., four-year public school is $22,690 for four years). Public two-year school (in-state)–commuting (cost $3,800 annually), public four-year school (in-state)–living on campus (cost $22,690 annually), private four-year school–living on campus (cost $51,690 annually). The tuition rates for each college type are averages from ©2021 The College Board, “Trends in College Pricing 2021.”

More to explore

  • The cost of college 

    Get information to help you plan and save for rising tuition, fees, and other college expenses.

    Find out more
  • Compare investment options  

    We make it easy to choose investment options that fit your financial needs and savings goals.

    Discover your options
  • Ready to get started? 

    Open an Account