Guaranteed Portfolio Option

Consider this if: You have a short investment horizon or you’re looking to preserve your funds.

Maybe you’ve been saving for a while and your account has been steadily growing—but the college years are just around the corner. You’re happy with what you’ve got, and you don’t want any surprises. It’s no longer about getting big returns; it’s about making sure what you’ve got is safe. Perhaps you just want a stable rate of return as you prepare for the eventual costs of qualified higher education.

How the Guaranteed Portfolio Option works

This investment option seeks to preserve capital and provide a stable return. You may want to consider it if you have a short investment horizon and are looking for a conservative investment with a low-level risk.

Investment Name Risk Level Investment Objective Allocation
Principal Plus Interest Portfolio Conservative This Investment Portfolio seeks to preserve capital and provide a stable return.
  • 100.00% Funding Agreement

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Things to consider

Changing your investments

Once you invest in a particular investment portfolio, you can transfer contributions and any earnings to another investment portfolio up to twice per calendar year or upon a transfer of funds to a ScholarShare 529 account for a different beneficiary.

Periodically reviewing your investments

It’s a good idea to periodically reevaluate your investment strategy as your goals, investment horizon, and personal situation changes—for example, annually at tax time, on a yearly basis if your income changes, or upon the birth of another child.

More to explore

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