Children Savings Accounts
Learn more about the research that substantiates the effectiveness of child savings accounts.
Brown School: Center for Social Development
The Center for Social Development is a hub for implementing and testing applied social innovations that broaden the well-being for individuals, families, and communities. The following articles are selected readings from their website. Explore more findings and reports at csd.wustl.edu.
New Research: Child Development Accounts Generate Assets, Positive Outlook, and Parental Investments
April 7, 2021, Gabbert, John, Washington University, Brown School.
Child Development Accounts in the COVID-19 Crisis: Lessons from the Great Recession
April 2020, Huang, J., Beverly, S. G., Clancy, M. M. and Sherraden, M., Washington University, Center for Social Development.
Child Development Accounts at Scale: Sample State Legislation
November 2019, Clancy, M. M., Sherraden, M., & Beverly, S. G., Washington University, Center for Social Development.
Statewide Child Development Accounts and Local Partnerships: A Scalable Model that Can Include All Families
November 18, 2019, Huang, J., Beverly, S. G., Kim, Y., Clancy, M. M. & Sherraden, M., Washington University, Center for Social Development.
Financially Vulnerable Families Reap Multiple Benefits From Child Development Accounts
October 18, 2019, Huang, J., Beverly, S. G., Kim, Y., Clancy, M. M. & Sherraden, M., Washington University, Center for Social Development.
Exploring a Model for Integrating Child Development Accounts with Social Services for Vulnerable Families
January 17, 2019, Huang, J., Beverly, S. G., Kim, Y., Clancy, M. M. & Sherraden, M., Washington University, Center for Social Development.
Statewide Child Development Account Policies: Key Design Elements
Summer, 2017, Clancy, M. M., & Beverly, S. G., Washington University, Center for Social Development.
Impact Of Assets And The Poor Grows 20 Years After Its Release
December 13, 2011, Martin, T., Washington University, Center for Social Development.
College Savings Plans: A Platform For Inclusive And Progressive Child Development Accounts
January 2015, Clancy, M. M., Sherraden, M. and Beverly, S. G., Washington University, Center for Social Development.
University of Michigan: School of Social Work
Dr. William Elliott III is a professor at the University of Michigan’s (U-M) School of Social Work and founder of the Center on Assets, Education, and Inclusion (AEDI). He is a leading researcher in the fields of children's savings and college debt. His research interests are broadly focused on public policies related to issues of economic inequality and social development. See his full publication list.
Prosperity Now Scorecard
The State Outcome and Policy Report is a summary of race and policies for each state across five issue areas: financial assets and income, businesses and jobs, homeownership and housing, health care and education. You may download customized data at scorecard.prosperitynow.org.
State Outcome & Policy Report
February 2022, Prosperity Now Scorecard.
Seven Surprising Findings from the Asset-Building Field
January 1, 2011, Boshara, R., Federal Reserve Bank of St. Louis.
Small-Dollar Children’s Savings Accounts and Children’s College Outcomes by Income Level
March 2013, Elliott, W., Song, H-a., Nam, I., Children and Youth Services Review.
Math achievement and children’s savings: Implications for child development accounts
2010, Elliott, W., Jung, H., and Friedline, T., Journal of Family and Economic Issues.
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