Learn more about the research that substantiates the effectiveness of child savings accounts.
Brown School: Center for Social Development
The Center for Social Development is a hub for implementing and testing applied social innovations that broaden the well-being for individuals, families, and communities. The following articles are selected readings from their website. Explore more findings and reports at csd.wustl.edu.
Huang, J., Beverly, S. G., Kim, Y., Clancy, M. M. & Sherraden, M. (2020, April). Child Development Accounts in the COVID-19 Crisis: Lessons from the Great Recession, (CSD Research and Policy Report 20-11). St. Louis, MO: Washington University, Center for Social Development. Retrieved from https://bit.ly/3shqW0G
Clancy, M. M., Sherraden, M., & Beverly, S. G. (2019, November). Child Development Accounts at Scale: Sample State Legislation (CSD Policy Summary No. 19-46). St. Louis, MO: Washington University, Center for Social Development. Retrieved from https://bit.ly/3bmzT2D
Huang, J., Beverly, S. G., Kim, Y., Clancy, M. M. & Sherraden, M. (2019, November). Statewide Child Development Accounts and local partnerships: A scalable model that can include all children (CSD Policy Brief No. 19-45). St. Louis, MO: Washington University, Center for Social Development. Retrieved from https://bit.ly/3pVH45Q
Huang, J., Beverly, S. G., Kim, Y., Clancy, M. M. & Sherraden, M. (2019, October). Financially vulnerable families reap multiple benefits from Child Development Accounts (CSD Research Brief No. 19-40). St. Louis, MO: Washington University, Center for Social Development. Retrieved from https://bit.ly/3ot1qmM
Huang, J., Beverly, S. G., Kim, Y., Clancy, M. M. & Sherraden, M. (2019, January 17). Exploring a Model for Integrating Child Development Accounts with Social Services for Vulnerable Families, MO: Washington University, Center for Social Development. Retrieved from https://bit.ly/2JWBErY
Clancy, M. M., & Beverly, S. G. (2017). Statewide Child Development Account Policies: Key Design Elements. (CSD Policy Report 17-30). St. Louis, MO: Washington University, Center for Social Development. Retrieved from https://bit.ly/39dakON
Martin, T. (2011, December 13). Impact of Assets and the Poor grows 20 Years After its Release. The Source. St. Louis, MO: Washington University, Center for Social Development. Retrieved from https://bit.ly/38tx9Pg
Clancy, M. M., Sherraden, M. and Beverly, S. G. (2015, January). College savings plans: A platform for inclusive and progressive Child Development Accounts (CSD Policy Brief No. 15-07). St. Louis, MO: Washington University, Center for Social Development. Retrieved from https://bit.ly/3bmZXdN
University of Michigan: School of Social Work
Dr. William Elliott III is a professor at the University of Michigan’s (U-M) School of Social Work and founder of the Center on Assets, Education, and Inclusion (AEDI). He is a leading researcher in the fields of children's savings and college debt. His research interests are broadly focused on public policies related to issues of economic inequality and social development. See his full publication list at https://bit.ly/3hVA5aa
Prosperity Now Scorecard
The State Outcome and Policy Report is a summary of race and policies for each state across five issue areas: financial assets and income, businesses and jobs, homeownership and housing, health care and education. You may download customized data at scorecard.prosperitynow.org.
State Outcome & Policy Report (2020). Prosperity Now Scorecard. Retrieved from http://bit.ly/3hU5ycW
Boshara, R. (2011, January 1). Seven Surprising Findings from the Asset-Building Field. Federal Reserve Bank of St. Louis. Retrieved from http://bit.ly/39tMkav
Elliott, W., Song, H-a., Nam, I. (2013, March). Small-Dollar Children’s Savings Accounts and Children’s College Outcomes by Income Level, Children and Youth Services Review, Bol. 35, Pages 560-571. Retrieved from http://bit.ly/3biu1aJ
Elliott, W., Jung, H., and Friedline, T. (2010). Math achievement and children’s savings: Implications for child development accounts. Journal of Family and Economic Issues, 31(2), 171-184. http://bit.ly/3saJ6Bg
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California Kids Investment and Development Savings (CalKIDS)
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